Those who live in the state of Kentucky have numerous resources they can turn to if they need short term disability.
Typically, people need short term disability if they have experienced an injury, accident, or sudden illness that is preventing you from being able to work as you would normally .
If the number of hours they are able to work is reduced due to this, then they will need financial assistance during the recovery period.
The good news is that they can get help through that recovery period from short term disability resources in Kentucky.
They will help ensure that your basic needs are being met, so that you can recover and get back to working as normal.
The programs are often made possible through the federal government, but there are other options to also explore.
Apply for as many of these programs that you feel you are qualified for, because there is no limit to how many you can receive financial assistance from at one time.
Most of them are offered for a limited period of time, giving you the ability to recover and heal, while still being able to pay your necessary bills.
There are several states in the country that do not have state-funded short term disability programs, and Kentucky is one of them. Therefore, if you live in Kentucky and need short term disability options you will need to consider the others below, that are largely funded by the federal government.
There are a variety of programs to help meet your needs during this difficult time period.
Short Term Disability Resources in Kentucky
While there are multpile short term disability programs available in Kentucky, we recommend applying to the ones below.
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Kentucky Transitional Assistance Program (KTAP) –
In other states, this federally funded program is referred to as Temporary Assistance for Needy Families (TANF).
The program is intended to provide short term financial assistance to families in need.
To qualify for this program you not only have to show you have a low income, but you must have at least one minor in the home that you are caring for. The maximum number of months you can receive KTAP is 60.
The amount you will receive if you are approved is determined by how many dependents are in your family.
Any money you receive from this program can be used to pay for your living expenses and never has to be paid back, because it is not a loan. You can use the funds to pay for such things as food, shelter, clothing, transportation, paying bills, and more. You can apply online or at your local family services office.
Supplemental Nutrition Assistance Program (SNAP) –
This program helps provide those experiencing financial difficulty with food. It used to be referred to as the food stamp program.
Those who are approved for SNAP in Kentucky will receive a debit card that is loaded each month electronically with funds. The card is used as your payment source when purchasing groceries at the store or some farmers markets.
The amount that will receive each month depends on the number of people in your household. You can receive this assistance for as long as you need and qualify for it. You can apply for SNAP online or in person.
Housing and Urban Development (HUD) –
While needing short term disability in Kentucky, you may find it difficult to pay for your housing.
Whether you rent or are purchasing a home, you may qualify for help through HUD. They offer numerous programs to help people, with the goal being to help people avoid homelessness.
They will help those who qualify to pay their rent, mortgage, or to locate affordable housing options. They do also have government-owned housing units that they allow some people to live in for free.
If you need help making important home repairs, such as to replace your heating unit, they will also help pay for something like that if you qualify. They will also cover the cost of weatherization for your home, which will help reduce monthly energy bills. You can apply for HUD programs online or at your regional office.
Low Income Home Energy Assistance Program (LIHEAP) –
This is a helpful program if you need short term disability assistance, because it will pay your energy bill if you can demonstrate you have a financial need.
The program helps over 150,000 people in Kentucky every year, paying their heating or cooling bills.
To qualify for the program, you have to meet the low income requirements. If you are approved, the funds will be given directly to the energy provider on your behalf.
When applying, you will need to show disability documentation, as well as other pieces of verification. This is a program you will need to re-apply for each season if you continue to need the financial assistance.
Salvation Army –
This organization helps people around the country. They have locations around the state of Kentucky, and will provide such things as hot meals, boxes of food, clothing, and more.
You have to reach out to your local Salvation Army to see what programs are offered at that location, because it varies. It is usually fairly easy for people to get some assistance from this organization if they are in need of help.
There more help you can get with things like food, clothing, and covering transportation costs while you need short term disability, the easier it will be to get by financially during that time period.
There is no limit on how long you can receive assistance from them.
Catholic Charities –
This is another non-profit organization that helps people with a wide variety of needs. They have locations around the state, so it is important to locate the one closest to you.
They will help people with such things as food, shelter, clothing, and paying small bills.
Contact the location near you to see what types of services they provide someone who needs short-term disability, and how you can go about getting the assistance.
Their assistance never needs to be paid back, and you can get the help for as long as you feel you need it.
The bottom line
We hope this post helped you with understanding how to apply for short term disability in the state of Kentucky.
Hopefully, you will be able to return to working eventually, but if thats not the case, we recommend applying for long-term disability benefits.
We also have multpile grants you might want to take a look at, such as free money for disabled people, help with paying rent , food stamps for the disabled, and much more.
Last, please share this post via social media so we can help as many disabled people as possible.