Purchasing a home is typically the largest investment one will make in their lifetime. It provides people with a sense of security, knowing that they have a place to call their own. When you are disabled, however, it may be more difficult to purchase a home. The good news is that there are grants for disabled people that will help you buy a home.
By obtaining grants to help you buy a home you will be able to have the security and investment that others do, but you will not be turned away due to your disability. There are some grant programs that help those who are disabled buy a home on a federal level, while there are also state programs, as well as local organizations.
There are no limits to the number of programs you can apply for, so be sure to apply for as many as you feel you qualify for. Obtaining grants for disabled people to buy a home through several organizations will make it easier and less stressful for you. If your goal is to own your own home, there’s a good chance you will be able to get some grants to help you do it.
House Buying Grants for Disabled Persons
Housing and Urban Development (HUD) – This is a federally funded program that will help people with housing. They will provide grants for the disabled, as well as the general population. Their goal is to help everyone find affordable housing. The program provides grants for renters, as well as home buyers. They will help you be able to purchase a home, as well as pay for things such as weatherization, which will help to reduce your utility bills each month. To qualify for HUD assistance you may need to meet financial qualifications, such as showing that you have a low income. HUD has offices in each state, so contact the one in your state for assistance on homeownership grants for those who are disabled.
Certain Development Vouchers – The federal government offers a grant program called Certain Development Vouchers for those with disabilities. The vouchers, which are grants, help those with disabilities to purchase homes in certain areas. The program helps with homeownership in Section 8 areas, which can be new construction, rehabilitation projects, or multi-family units. To get information about qualifying for the vouchers, contact the agency.
U.S. Department of Veteran Affairs – Those who are U.S. military veterans who are disabled may be able to obtain a disability housing grant. The disability needs to be service-related. The goal of this program is to help disabled veterans be able to obtain the housing that they need to live independently. Additionally, they will provide you with grants to modify the house to help with the disability, such as providing ramps or making the doorways wider. Contact the Department of Veteran Affairs for information on applying for these grants.
Habitat For Humanity – This organization helps provide disabled people with grants to buy a home, as well as provides people with the home itself. To qualify for assistance from the group, you have to demonstrate that you need safe affordable housing and you have to help with the building process. Being disabled you may have difficulty helping with the building of the home, but there are some ways you may be able to assist in the development of it. Plus, you can likely get friends and family to help on your behalf, so it’s worth applying for the grant to see if you qualify.
Homes for Our Troops – Disabled veterans who would like help buying a home may qualify for assistance through this organization. Their mission is to help veterans who were disabled during 9/11. They help a wide variety of people who are disabled to buy homes, by providing them with grants to do so. Those who qualify for the grants are provided with a newly constructed home that has been adapted to help the disabled person live more independently and comfortably. Contact the organization for information on requesting assistance.
In addition to these places, you can contact regarding grants for the disabled to buy a home, be sure to see what options you have locally. Many local organizations provide grants to help those in need, including those that can be used to help purchase a home. Check with your local housing authority, churches, and nonprofit organizations. They will either offer grant programs that can help, or they will be able to point you in the right direction to local options that can assist you with buying a home.