Housing is one of the biggest bills that one will have in their life. Everyone needs a place to live, and whether you rent or own a place it can be costly. The high cost of housing leaves many people in need of help, especially those who may be disabled. The good news is that there is New Jersey housing assistance for disabled people.
Knowing that you will be able to get housing assistance for disabled in New Jersey can be comforting. There are programs in place that will help you locate affordable housing, as well as assist you with paying the monthly rent. Housing assistance is available for anyone who has a low income, including those who are disabled and living in the state.
Contact the programs you feel you may qualify for. You can apply with more than one program and see which ones you can get assistance from. For all of the programs you will need to show that you have a low income. They also usually require that you be a legal citizen of the country.
New Jersey Housing Assistance Programs for Disabled
Housing and Urban Development (HUD) – This is an important program that is available around the country, including there being an office in the state of New Jersey. HUD is a federally funded agency that has several programs that offer housing assistance for disabled people. Their Section 8 program offers public housing options, where you those who qualify can live for free. They also have a voucher program, where you can choose where you want to live and they will help you pay the rent. Additionally, the program will help people who are at risk for losing their home to foreclosure. If you already have a home and need help with repairs or weatherization services you may qualify for that assistance. The mission of HUD is to help everyone in the country find access to affordable housing options. To get more information and apply, contact the New Jersey HUD office.
Habitat for Humanity – This program will provide housing assistance for disabled people, if they can help build the home with “sweat equity.” Being disabled you may feel you can’t help build the home. There may be things you can do to still help build it, but you can also get people in your community to volunteer their time to do the building for you. Many people look for such volunteer opportunities. You do have to show that once you are in the home you will have the financial ability to stay in it. You can begin the application process online.
New Jersey Housing Resource Center – This organization helps people locate affordable housing options. They assist with rentals, temporary housing, and housing that offers accessibility options for those who are disabled. The purpose of the New Jersey Housing Resource Center is to help people find affordable housing in the state. Contact them to inquire about receiving housing assistance for disabled.
Section 3 Housing Assistance – This is a federally funded program within the state of Jersey that provides housing assistance for those who have a very low income. The program is available to those who already receive some type of government assistance. You can apply for this housing assistance program for disabled online.
State Rental Assistance Program – This program is funded through the state and provides housing assistance for disabled, as well as anyone who is low income. Those who are disabled must be considered permanently disabled. To qualify, you also have to be a legal resident of the state. The program will provide housing subsidies to help pay for rent. They do offer enrollment periods throughout the year, so be sure to check when the next one is.
Homelessness Prevention Program – With a mission of helping to keep people from becoming homeless, this program will help those who are in danger of losing the place where they live. If you are facing eviction or foreclosure, and you have a low income, you may be able to receive a loan or grant to help get you caught up and keep you from becoming homeless. The payments are paid directly to the landlord on your behalf.
In addition to these programs be sure to check for ones that are in your local city or metropolitan area. There are usually local programs that will help people with emergency funds to keep them from losing their rental. You may also find local programs that will help you with rental deposits. Contact your local housing authority for a list of local housing assistance programs for disabled people.